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10
Reasons
to
Purchase
Travel
Insurance |
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Key
Traveler
and
our
Key
Cruises
Division
highly
recommends
travel
insurance. |
When
you
book
travel
insurance
with
Key
Traveler,
your
payment
goes
directly
to
the
provider
and
a
policy
is
sent
to
you
within
2
weeks.
There
are
hundreds
of
circumstances
that
could
cause
you
to
cancel
your
trip,
return
home
early
or
force
you
to
seek
emergency
medical
treatment
while
traveling.
To
demonstrate
the
importance
of
purchasing
travel
insurance,
and
emergency
travel
services,
here
are
10
common
examples
of
what
could
go
wrong.
It's
10
p.m.
and
you
and
your
immediate
family
arrive
at
the
airport
for
a
connecting
flight,
only
to
find
that
your
flight
has
been
cancelled.
Who
can
assist
you
with
finding
new
flights
to
get
everyone
home?
Your
bag
was
lost
with
your
insulin
inside.
You
need
help
to
locate
your
bag
as
soon
as
possible
and
have
your
emergency
prescription
filled.
Who
do
you
call?
Your
first
visit
to
Europe,
and
your
passport
and
wallet
are
stolen.
Where
do
you
turn
for
emergency
cash,
and
how
will
you
get
your
passport
replaced?
You're
involved
in
an
accident
and
adequate
medical
treatment
is
not
available.
Who
will
help
arrange
and
pay
for
a
medical
evacuation?
If
your
sister-in-law
becomes
seriously
ill
and
you
must
cancel
your
trip,
what
happens
to
your
non-refundable
deposits
or
pre-payments?
You
arrive
in
Rome
and
your
luggage
doesn't.
If
it's
lost,
who
will
help
you
find
it?
If
it's
delayed,
who
will
pay
for
your
necessities?
If
it's
stolen,
who
will
pay
to
replace
it?
Your
cruise
line,
airline
or
tour
operator
goes
bankrupt.
Who
will
pay
for
your
non-refundable
expenses?
Who
will
help
get
you
to
your
destination?
You're
walking
down
a
street
in
Rio
and
twist
your
ankle.
Who
can
help
you
find
an
English-speaking
physician?
Three
weeks
before
your
scheduled
arrival,
a
terrorist
incident
occurs
in
the
city
to
which
you
are
planning
to
visit.
Who
will
pay
if
you
want
to
cancel
your
trip?
You
are
at a
beach
resort
in
North
Carolina,
and
you
are
forced
to
evacuate
due
to
an
approaching
hurricane.
Who
will
help
you
evacuate
and
who
will
reimburse
your
lost
vacation
investment?
Frequently
Asked
Questions
About
Travel
Insurance
Q.
Why
should
a
traveler
buy
travel
insurance?
A.
Travel
insurance
gives
travelers
coverage
for
unforeseen
problems,
from
a
cancelled
flight
to a
serious
illness—or
in
rare
cases,
even
an
act
of
terrorism
or
the
financial
default
of a
travel
supplier.
If
an
illness,
accident,
or
other
covered
unforeseen
circumstance
forces
a
traveler
to
cancel
or
interrupt
their
plans,
they
face
two
major
financial
losses—money
invested
in
nonrefundable
pre-payments,
and
medical
expenses
that
in
many
instances
may
not
be
covered
by
health
insurance.
Q.
What
happens
if a
traveler
must
cancel
their
vacation?
A.
Often
a
traveler
will
lose
nonrefundable
deposits
and
prepayments
that
can
add
up
to
hundreds—or
even
thousands—of
dollars.
A
comprehensive
travel
insurance
plan
through
Travel
Guard
can
provide
trip
cancellation
coverage
for
the
traveler's
vacation
investment—the
insurance
company
reimburses
the
traveler
for
all
pre-paid,
nonrefundable
expenses
for
a
covered
loss.
Q.
How
does
trip
cancellation
and
interruption
coverage
work?
A.
It
reimburses
for
forfeited,
nonrefundable,
unused
payments
or
deposits
if
the
traveler
must
cancel
or
interrupt
their
trip
due
to a
covered
reason.
Q.
What
other
coverage
is
typically
included
in
an
Travel
Guard
travel
insurance
plan?
A.
In
addition
to
trip
cancellation
and
interruption,
the
more
comprehensive
travel
insurance
plans
available
today
may
also
cover
emergency
medical
expenses;
emergency
medical
transportation,
when
ordered
by a
doctor,
to
the
nearest
adequate
medical
facility;
reimbursement
for
accommodations
and
expenses
incurred
due
to
travel
delays;
reimbursement
for
the
purchase
of
essential
items
if
baggage
is
delayed;
and
coverage
against
lost,
stolen
or
damaged
baggage.
Q.
Does
travel
insurance
cover
terrorism?
A.
Many
travel
insurance
policies
do
not
cover
terrorism,
or
only
cover
terrorist
acts
that
occur
on
foreign
soil.
Travel
insurance
through
Travel
Guard
can
cover
terrorist
incidents
both
in
the
United
States
and
abroad.
Q.
Is
the
financial
default
of
an
airline,
cruise
line
or
tour
operator
covered?
A.
Many
of
Travel
Guard's
retail
insurance
programs
include
financial
default
coverage
if
the
program
is
purchased
within
7
days
of
making
the
initial
trip
deposit.
Q.
Does
Travel
Guard
offer
travel
insurance
plans
tailored
to
specific
types
of
travel?
A.
Yes.
Travel
Guard
offers
travel
insurance
plans
for
an
array
of
budgets,
from
modest
trips
to
high-end
luxury
vacations.
. Q.
How
much
does
travel
insurance
cost?
A.
The
cost
of
travel
insurance
is
based,
in
most
cases,
on
the
value
of
the
trip
and
the
age
of
the
traveler.
Typically,
the
cost
is
five
to
seven
percent
of
the
trip
cost.*
Q.
What
else
is
offered
with
the
purchase
of
an
Travel
Guard
plan?
A.
To
boost
travelers'
confidence
when
traveling,
Travel
Guard
has
added
LiveTravel®
assistance,
which
provides
24-hour,
"911"
emergency
travel
agency-type
services
to
all
standard
retail
plans,
in
case
a
traveler
has
to
change
a
flight
or a
hotel
room.
Travel
Guard
has
also
added
assistance
with
emergency
cash
transfers,
pre-trip
consultation
services
(travel
advisories,
passport
requirements,
inoculation
information,
etc.),
and
live
messaging,
which
will
relay
any
e-mail
or
phone
message
to
family,
friends
or
business
associates.
*Rates
vary
by
age
of
traveler
Certain
restrictions
apply.
Contact
your
Key
Traveler
counselor
@
1-888-539-1881
for
details.
To
Decline
Travel
Insurance
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